ADCB Bank offers a wide range of conventional and Islamic credit cards in UAE that comes with unique benefits and privileges. Explore the exclusive features of your ADCB credit cards; such as Apple & Samsung Pay
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Abu Dhabi Commercial Bank (ADCB) was established in 1985 as a public shareholding company with limited liability, following the merger between Emirates Commercial Bank, Federal Commercial Bank and Khaleej Commercial Bank that was established in 1975.
The Abu Dhabi Government, through the Abu Dhabi Investment Council, owns 62.52% of the shares of Abu Dhabi Commercial Bank. The rest is held by other institutions and individuals.
On 1 May 2019, ADCB and Union National Bank merged and the combined entity acquired Al Hilal Bank. The ADCB Group became the third-largest bank in the region with nearly one million customers.
Most of the ADCB credit cards are free for life and are loaded with exclusive benefits and features offered by ADCB like cashback, Reward Points, Installment Plans, complimentary access to golf courses, Credit Shield, discounted car rentals, complimentary travel insurance, and a lot more.
Yes, ABCD Credit Cards can be used outside the UAE for purchases and cash withdrawal as well.
TouchPoints are reward points that you will earn based on the total ADCB banking relationship. You can redeem touchpoints at merchant outlets, for shopping vouchers, pay utility bills and convert TouchPoints to airline miles.
The LuLuPoints Reward Programme is specially designed loyalty program for ADCB LuLu Credit Cardholders.
You will now earn a higher rate of LuLuPoints on your non LuLu purchases while you continue to earn upto 5% rewards as LuLuPoints for your purchases at LuLu stores:
| Card Type | Rewards at LuLu (per AED 1 purchase) |
Rewards elsewhere (per AED 1 purchase) |
Monthly spends goal (LuLu & elsewhere) |
|---|---|---|---|
| Platinum | 5 LuLuPoints | 1.25 LuLuPoints | AED 5,000 |
| Titanium/Gold | 3.5 LuLuPoints | 1 LuLuPoint | AED 3,500 |
| Standard | 1.5 LuLuPoints | 0.5 LuLuPoint | AED 1,000 |
ADCB Credit cards can be applied with a minimum monthly salary of AED 5000.
