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Apply credit card online with Credit Card Finder™. We are the No.1 Fintech portal across UAE working to enable people save time and money by allowing them to compare credit cards offered by UAE’s leading Banks and financial institutions.

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What is a Credit Card?

A credit card is a plastic card issued by banks and financial institutions that allows the cardholder to pay for goods and services from a pre-approved limit. A credit card agreement requires cardholders to pay the borrowed money, plus any applicable interest, plus any additional agreed-upon fees, in full or over time by the due date. Payments became more convenient and less complicated with the introduction of credit cards. Credit cards not only made payments more convenient, but they also provided the user with a variety of additional benefits such as discounts on purchases, shopping reward points, and airline miles that cardholders can redeem for flight tickets and other benefits.

Credit Card in UAE

Credit card in UAE is a short-term loan facility for your everyday purchases with an agreed-upon repayment period and interest or fees. It offers numerous advantages to meet a variety of needs or requirements. Credit cards in UAE allow you to make large purchases and pay them off in small installments. It provides you with reward points, cashback, discount offers, and other benefits to improve your daily life.
Furthermore, having a credit card in the UAE provides you with numerous benefits such as travel insurance, free airport lounge access, instant EMI conversion, and instant cash options. All of these benefits of a Credit Card in UAE make it an excellent choice for those looking to better manage their finances.

In UAE, the Al Etihad Credit Bureau (AECB) is the primary regulatory body that maintains all credit card data. Provides accurate credit reports to banks, financial institutions, and companies.

How to Compare Credit Cards in UAE & Dubai?

Before applying for a credit card in Dubai, UAE, compare Credit Cards online to make an informed decision. Credit card features are dynamic, and each credit card has its own set of features and user-specific benefits. Because each card has its own set of benefits and drawbacks, Credit Card Finder’s comparing feature provides a concise overview of the most important factors to consider when choosing a card. You can easily compare various credit cards in terms of their:

Interest Rates: Before obtaining a credit card, you should be aware of the interest rate charged on it. Every credit card has pre-set financing fee. Therefore, the applicant must compare the interest rates on different cards and find out the lowest possible option.

Annual Fees: Few credit cards are free for life and do not have any yearly charges whereas some cards come with an annual maintenance fee. Before applying for a Credit Card the applicant must check the fee and charges before applying for a card in Dubai.

Minimum Salary Requirements: For every credit card in Dubai there is a minimum salary eligibility criteria attached to it. Generally, the minimum salary to apply for a credit card in Dubai starts at AED 5000 per month.

Key Benefits: Each credit card is designed with a set of user-specific and lifestyle benefits. Applicants must compare and choose a card that gives great value for their spending.


Movie Tickets

Cinema Offers Credit Card in UAE

Golf Offers

Apply credit card online Golf Offers Credit Card in UAE

Dining Offers

Dining Offers Credit Card in UAE


Airport Lounge Access Credit Card in UAE

Top Credit Card Providers in UAE

RAK Bank
FAB Bank Personal Loan
Dubai Islamic Bank
Citi Bank UAE
Deem Finance Personal Loan
ADCb simplylife
Emirates Islamic Bank
Emirates NBD

Why compare a Credit Card with us?

Choosing the right credit card can be time-consuming and confusing, as banks offer dozens of credit cards on the market. It is easier to compare various credit cards with their top features and find the right card for you that fits your needs and spending habits with the help of Credit Card Finder.

Accuracy of Information

Our goal is to provide our visitors with the most up-to-date and accurate information on Credit Card features, interest rates, and annual fees.

Easy Comparison

We made it very simple to compare Credit Card top features online in order to assist our visitors in selecting the best-match Credit Card based on their needs.

User Friendly

Our tools and interface are very user-friendly, making it simple for our visitors to navigate and select the best credit cards in UAE.

Customer Satisfaction

Our top priority is to provide our visitors with a flawless service. We welcome your feedback and can be reached at

Summary of  Available Credit Cards in UAE with  Annual fees, Minimum Salary required & Key Feature.

Credit Card NameMinimum Salary Required (In AED)Annual Fee (In AED)Top Feature
ADCB Islamic Gold Credit Card80000Travel
ADIB Cashback Platinum Credit Card50000Cashback
Emirates NBD Go4it Credit Card60000Cinema Offer
Emirates Islamic Cashback Card5000350Cashback
Fab Cashback Credit Card5000315Cashback
Deem Mastercard Titanium Cash Up Credit Card50000Balance Transfer
ADCB Simplylife Cashback Credit Card50000Cashback
HSBC Cashback Credit Card5000313Cashback
Emirates Islamic Cashback Plus Card5000299Cashback
Dubai Islamic Consumer Reward Card50000-
FAB Islamic Cashback Credit Card5000315Cashback
Emirates NBD Visa Platinum Credit Card120000Cinema Offers
Deem Mastercard Platinum Cash Up Credit Card100000Cashback
Emirates NBD Diners Club Credit Card10000400Balance Transfer
Dubai Islamic Al Islami Classic Credit Card50000-
Citi Cashback Credit Card80000Cashback
CBD Super Saver Credit Card8000420Cashback
ADIB Dana Master Card8000299Balance Transfer
Citi Premier Credit Card150000Balance Transfer
Emirates-Citibank Ultimate Credit Card18000800Travel
EIB RTA Gold Credit Card5000125Travel
SCB Titanium Credit Card100000Cinema Offers
RAKBANK Géant La Carte Credit Card50000Dining Offers
HSBC Zero Credit Card50000Balance Transfer
RAKBANK Titanium Credit Card100000Cashback
Najm Voyager Signature Credit Card 12000524Travel


It’s no surprise that cashback credit cards have grown in popularity in recent years. A cashback credit card is a credit card company’s reward or incentive program in which a percentage of the amount spent is reimbursed to the cardholder in the form of a credit on the card statement. The cashback system is a popular method of saving money for customers, and it benefits both the cardholder and the credit card company. Cashback is frequently offered on specific purchases such as gas, utility bills, groceries, and so on.

For example, if your card pays 2% cashback and you spend AED 100 in a store, you earn AED 2.

Cardholders can greatly benefit from reward points because they allow them to earn rewards for every dirham spent on their credit cards. When they have accumulated enough points, they can exchange them for gift cards, merchandise, air miles, and other items.
For example, for every 10,000 points earned, the cardholder can exchange them for an AED 500 shopping voucher.

An Airmiles credit card is a type of loyalty rewards program run by Rewards Management Middle East in which the credit card cardholder earns points for purchases made at participating merchants.
Airmiles credit cards can be extremely beneficial for people who fly frequently as well as those who want to accumulate Airmiles credit in order to plan a vacation. Cardholders who use Airmiles credit cards can earn free flights as well as other benefits such as discounts on hotels, car rentals, and shopping.

Most credit cards with great benefits have a recurring annual membership fee, but there are a variety of luxury credit cards that offer a plethora of benefits and rewards without charging an annual membership fee for life.
In addition to offering excellent rewards and benefits such as bonus points, cash back on purchases, or air miles, free-for-life credit cards provide greater financial flexibility than traditional premium credit cards.
Zero Annual Fee Credit Cards are the most appealing option for those who want to maximize their rewards or who do not want to pay the high annual fees.

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