HSBC Cashback Credit Card

AED 10,000

Minimum Salary




Annual Fee*



HSBC Cashback Credit Card

Welcome Offer

Get AED 500 cashback when you apply for a Cashback Credit Card today.T&C

No annual fee for the 1st year and 2nd year onwards fee waiver subject to meeting minimum spend*

Benefits & Features:

  • No annual fee for the 1st year and 2nd year onwards fee waiver subject to meeting minimum spendT&C
  • Automatic credit of cashback every month
  • No maximum limit on total cashback earned
  • Up to 5% cashback on your spend
  • No requirement of opening a bank account or salary transfer
  • 1000s of discounts and benefits with HSBC ENTERTAINER mobile app and I Love Dining programme
  • ‘Buy 1 Get 1 Free’ tickets at Vox Cinemas
  • 12 complimentary visits per year to 1000+ airport lounges*
  • Enjoy 2 complimentary airport transfers per year, up to AED 100 per ride*
  • Relax with complimentary travel insurance cover for you and your family*
  • 24-hour concierge service*
  • Fraudulent card misuse protection so you’re covered against unauthorised transactions or fraudulent use of your card(s)*


Additional benefits available to HSBC Signature Cashback Credit Cardholders. This includes supplementary cardholders. Existing HSBC Platinum Cashback Credit Cardholders can request their enhanced Signature card for free.

Fee and Charges

  • Interest Rate
    3.33% per month for the first 6 months. Up to 3.69% p.m. thereafter
  • Annual Fee
    AED 313.95 Inclusive Vat
  • Cash Advance Fee
    3.15% min AED 210
  • Non AED Transaction Fee

*No annual fee for the first year providing your application is approved during the campaign period (1 January 2023 up to and including 30 June 2023). After the first year and on an annual basis thereafter, your Annual Fee will be waived on the HSBC Cashback Credit Card provided you spend a minimum of AED 12,000 in the previous 12 months (“Minimum Spend”) (either domestically or internationally). If you do not meet the Minimum Spend, we will charge you the Annual Fee of AED 299 (AED 313.95 inclusive of VAT) in the your statement month immediately following your Credit Card opening annual anniversary. Please refer to the latest Schedule of Services and Tariffs (PDF, 237KB) for full details.


AED 500 cashback available to all new and existing HSBC customers who apply for a new primary HSBC Cashback Credit Card or HSBC Zero Credit Card or HSBC Premier Credit Card or HSBC Advance Credit Card and who do not have a primary Credit Card at the time of application and did not have one 6 months prior to application. You must apply before 30 April 2023 to qualify and only eligible spends as referenced in the Terms and Conditions will be accepted.

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